In the heart of the Inland Empire, where the $1.9 billion healthcare corridor meets the high-velocity logistics of the 71 and 60 freeways, cash flow is the only metric that guarantees your survival. In Pomona, an unpaid invoice isn’t just a number—it’s a direct hit to your ability to lead in one of Southern California’s most competitive industrial hubs. As California’s strict Current regulatory landscape—including the SB 1061 medical reporting ban—rewrites the rules of recovery, you need a partner who understands the “Silk City” legacy and the modern pressure of the Aliso corridor. Nexa provides Pomona’s medical practices and B2B enterprises with a sophisticated, legally-fortified recovery framework that secures your capital with the precision of a surgical strike, ensuring your liquidity remains as resilient as the Valley itself.
Nexa provides 100% reputation-safe, equipped with all 50-state collections license, offering free credit reporting, free litigation, free bankruptcy scrubs, and zero onboarding fees. Secure – SOC 2 Type II & HIPAA compliant. Over 2,000 online reviews rate us 4.85 out of 5.
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Strategic Recovery Options: $15 Fixed Fee vs. Contingency
We provide Pomona businesses with two distinct, high-ROI paths to recovery designed to protect your bottom line:
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Fixed Fee Service ($15): The ultimate “pre-collection” tool for accounts 30–90 days past due. The debtor pays you directly; you keep 100% of the money.
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Contingency Fee (20% – 40%): Our performance-based “No Recovery, No Fee” model. We take the risk, ensuring our interests are perfectly aligned with your success.
Industries We Serve (Pomona & San Gabriel Valley)
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Healthcare & Medical: 100% HIPAA-compliant recovery for hospitals and specialty clinics. We are experts in Current California SB 1061 mandates, protecting your license by managing the new “void and unenforceable” risks associated with medical debt reporting.
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Manufacturing & Logistics: B2B recovery for the industrial suppliers and freight brokers anchoring the Pomona warehousing hubs. We specialize in high-value logistics disputes and unreturned hardware.
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Construction & Trades: Revenue recovery for HVAC, electrical, and general contractors. We also specialize in Restoration, Pool, and specialized trade disputes.
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Dental & Orthodontics: Tailored recovery for local dental practices where maintaining patient rapport and “Silk City” reputation is paramount.
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Colleges & Universities: Specializing in tuition fee recovery and housing balances for local educational hubs, balancing firm tactics with student relationship preservation.
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Accountants & CPA Firms: Recovery of professional service fees while maintaining the “Net-30” billing rapport essential to local firms.
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K-12 Private & Charter Schools: Managing unpaid enrollment fees and textbook costs with a sensitive, diplomatic approach.
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Banks & Credit Unions: Expert handling of delinquent consumer loans, overdrawn accounts, and deficiency balances.
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B2B Commercial: Specialized recovery for restoration, waste management, and industrial service providers.
California Debt Collection: Current Legal Summary
Navigating recovery in the Golden State requires surgical precision. Nexa ensures your business remains 100% protected under Current standards.
| Feature | Current California Regulation |
| Medical Debt Reporting | Strictly Prohibited. Under SB 1061, medical debt cannot appear on credit reports. Violations can render the debt void and unenforceable. |
| Mandatory Contract Language | Effective July Current, all medical debt contracts must include specific disclosure language or the debt is legally void. |
| Statute of Limitations | Generally 4 years for written contracts; 2 years for oral agreements. |
| Wage Garnishment | Limited to the lesser of 25% of disposable income or the amount by which weekly earnings exceed 40x the local minimum wage. |
| Interest Caps | Legal interest on judgments is 10%; however, medical debt interest is capped under the Fair Patient Billing Act. |
Recent Recovery Results
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Medical Specialty Recovery: A Pomona-based specialty clinic was owed $6,850 on a 210-day past-due account. Using our professional mediation protocol, we secured a full principal recovery within 19 days.
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B2B Logistics Recovery: A regional freight broker was owed $14,200 by a commercial client. Nexa’s B2B team located secondary corporate assets and secured a full settlement within 32 days.
Frequently Asked Questions (FAQ)
1. How do you collect medical debt in Pomona if you can’t report it to credit bureaus?
Since the Current SB 1061 ban, we focus on Professional Mediation and Judicial Action. While we cannot “ding” a credit score, we can still pursue court-ordered bank levies and wage garnishments—which are often faster and more effective than waiting for a credit report update.
2. Is Nexa HIPAA compliant for my practice near Western University?
Absolutely. We maintain 100% HIPAA compliance with rigorous data encryption and staff training to ensure patient privacy is never compromised during the recovery process.
3. What happens if a debtor has moved out of Los Angeles County?
Nexa’s reach is national. Our skip-tracing and asset-location tools allow us to track debtors across state lines while maintaining strict compliance with both California law and the laws of the destination state.
Ready to Reclaim Your Revenue?
Don’t let unpaid invoices stall your growth in the San Gabriel Valley. Partner with the recovery team that understands Pomona business and the nuances of current California law.