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Collection Agencies in Ohio and Laws

Directory >> USA >> Ohio

List of collection agencies in Ohio

    • Value Recovery Holding (VRH): Columbus
    • Credit Adjustments, Inc (CAI) : Defiance
    • Reliant Capital Solutions : Gahanna
    • Recovery One : Columbus
    • Aaron Bryant Stewart & Cross (ABSC) : Hamilton
    • AlliedInterstate : New Albany
    • General Revenue Corporation (GRC) : Mason
    • FABCO (Federal Adjustment Bureau) : Columbus
    • United Collection Bureau Inc (UCB) :  Ohio
    • National Asset Recovery Specialists Inc (NARS) : Berea
    • Millennium Capital and Recovery Corporation (MCRC) : Hudson
    • JP Recovery Services : Rocky River
A complete list of federal laws to be followed by all collection agencies in USA are listed here: Debt collection laws 

Ohio Debt Collection Laws Summary

  • The Ohio Fair Debt Collection Practices Act and the federal FDCPA laws were enacted to protect consumers from unfair, deceptive and harassing debt collection practices in Ohio.

  • In Ohio, once a debtor get served with court papers, he has 28 days to answer or respond to the complaint.

  • Ohio has a six-year statute of limitations on debts.

  •  Ohio limits wage garnishments to 25% of the debtor’s disposable wages in most cases.

  • Debt collectors may report the debt to credit reporting companies or sue a debtor in the court.

Ohio Debt Statistics

  • Average Student Loan in Ohio is about $29,700
  • The average mortgage debt in Ohio is $122K in 2018.
  • The average credit card debt in Ohio as of 2019 is around $5,843
  • Ohioans had an average credit score of  678 in 2018

Ohio Geographical Stats

  • Population in Ohio : 11.5  million (year 2018)
  • Number of millionaires: 243K 

Ohio debt collection agency can collect all across the state including these cities Columbus, Cleveland, Cincinnati, Toledo, Akron, Dayton, Canton and Youngstown.

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    Copyright: Nexa Collections | 2019
    All information on this website is for general information only and is not an experts advice. We do not own any responsibility for correctness or authenticity of the information, or any loss or injury resulting from it. Nexa is not a collection agency. Relevant inquiries are contacted by our shortlisted collection agency partner.