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List of collection agencies in Oregon.
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- Action Financial Services, LLC : Medford
- Commercial Adjustment Company (CAC) : Astoria
- Columbia Credits Inc : The Dalles
- CSO Financial Services : Roseburg
- Asset Systems Inc : Portland
- Valley Credit Service (VCS) : Keizer
- Creditors Collection Service : Albany
- Cam Credits Inc : La Grande
- Cascade Credit Consulting Inc (CCCI) : Bend
- Pacific Coast Credit (PCC) : Eugene
- Western Mercantile Agency Inc : Coos Bay
- Southern Oregon Credit Services : Medford
- Credits, Incorporated : Hermiston
- Carter-Jones Collection Service Inc : Klamath Falls
- Credit Bureau of Klamath County (CBKC) : Klamath Falls
- Metropolitan Agencies Inc : McMinnville
- Capital Credit & Collections : Portland
- NACM Commercial Services : Portland
- Vanguard Adjustment Company : Portland
- AcctCorp International of Salem : Salem
- Cascade Collections Inc : Salem
- Western Collection Bureau Inc (WCB) : Portland
The statute of limitations in Oregon is 6 years. All collection agencies attempting to recover money in Oregon must follow Oregon’s Unlawful Debt Collection Practices Act as well and protects consumers from unlawful threats, obscene or abusive language. A debt collector is also subject to the same collection rules as an original creditor.
Collection agencies must register with the Oregon Department of Consumer and Business Services before they attempt debt collection. All debt verification requests must be submitted within 30 days. Collection agencies serving medical clinics, small businesses, government and utility firms should ideally be licensed in other neighboring states too just in case the debtor has moved out of Oregon. Credit reporting is optional and is usually offered as a free service by debt collectors.