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List of collection agencies in Iowa.
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Iowa does not have too many large collection agencies which have a physical office in the state. However, there are several collection agencies that are fully licensed to recover money in the state. It is better to select a collection agency which had experience recovering money in your industry rather than the one close to you.
As per the statute of limitations law in Iowa, a collection agency can sue a resident of Iowa within 10 years since the debt was due if the contract is written in nature. Oral contracts have a 5-year limit.
The FDCPA law and the “Iowa Debt Collection Practices Act” protect the debtors from unfair, fraudulent, deceptive, and harassing debt collection practices. Small businesses and medical practices can utilize collection agencies to recover overdue bills in Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Ames, West Des Moines, Waterloo and other cities of Iowa.
Collection agencies must attempt to recover money while keeping your customers happy during the process. Once a third-party collection agency is unable to recover the debt the matter is forwarded to a local Iowa attorney. Medical collections and small business collection experts are able to recover the maximum possible money due to their extensive experience and proven debt recovery strategies. For B2B recovery, different set of laws are applicable.