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List of collection agencies in Iowa. Need One? Contact Us
Iowa does not have too many large collection agencies which have a physical office in the state. However there are several collection agencies which are fully licensed to recover money in the state. It is better to select a collection agency which had experience recovering money in your industry rather than the one close to you.
As per the statute of limitations law in Iowa, a collection agency can sue a resident of Iowa within 10 years since the debt was due if the contract is written in nature. Oral contracts have a 5 year limit.
The FDCPA law and the Iowa Debt Collection Practices Act protects debtors from unfair, fraudulent, deceptive, and harassing debt collection practices. Small businesses and medical practices can utilize collection agencies to recover overdue bills in Des Moines, Cedar Rapids, Davenport, Sioux City, Iowa City, Ames, West Des Moines, Waterloo and other cities of Iowa.