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List of collection agencies in Connecticut.
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In Connecticut, the statute of limitations for Oral and Open contracts is 3 years ( ex: Credit Cards). Written contracts and Promissory notes have a 6-year statute of limitation. In other words, creditors have between four to six years to take legal action depending on the type of contract and type of debt.
According to the FDCPA debt collection laws in Connecticut, no creditor shall use any abusive, harassing, fraudulent, deceptive or misleading representation, device or practice to collect or attempt to collect any debt. In CT, a collection agency may attempt to garnish up to 25% of the debtor’s income.
Collection agencies serving medical practices, commercial establishments and small businesses should ideally have industry-specific experts. Collection agencies must also check if the consumer has filed for bankruptcy and if the debt they owe has been practically written off.
A collection agency licensed to collect in Connecticut can recover money all across the state including the following cities Danbury, New Britain, West Hartford, Meriden, Bridgeport, New Haven, Stamford and Meriden.