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List of collection agencies in Colorado. If you need help in selecting a good collection agency licenced to recover money in Colorado: Contact us
In Colorado, the debt collectors cannot sue consumers for an unpaid debt after six years of the default date. This is also called the Statute of limitation. The law protects the consumers from potential unfair and harassing conduct of debt collectors.
Besides the Federal FDCPA debt collection law, the Colorado Fair Debt Collection Practices Act (CFDCPA) is a state law that also governs the actions of debt collectors.
The law prohibits unnecessary disclosure of the debt to parties not obligated to pay the debt. The law does not apply to creditors collecting their own debts or employees of US government.