Lakewood Revenue Guard: Secure Your Cash Flow in the West Metro Corridor
In the shadow of the Foothills, Lakewood businesses are the engine of the West Metro economy. But as your operation scales along the Colfax corridor or within the Union Boulevard tech hub, “unpaid” shouldn’t become your default status. In Colorado’s current regulatory climate, an invoice that sits for 90 days isn’t just a late payment—it’s a depreciating asset and a compliance risk.
Nexa doesn’t just “collect” debt; we act as your Revenue Guard. We provide the professional leverage needed to move your invoices to the top of the “must-pay” pile, utilizing sophisticated mediation that protects your reputation while securing your capital.
Nexa provides 100% reputation-safe, equipped with all 50-state collections license, offering free credit reporting, free litigation, free bankruptcy scrubs, and zero onboarding fees. Secure – SOC 2 Type II & HIPAA compliant. Over 2,000 online reviews rate us 4.85 out of 5.
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The Nexa Blueprint: Pricing for Performance
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Fixed-Fee Recovery ($15/Account): Direct-to-client payments. You keep 100% of the recovered funds. This is a surgical “first-strike” tool for early-stage B2B, dental, and service accounts.
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Contingency-Based Recovery (20%–40%): Our “No Recovery, No Fee” promise. We take the risk, cover the investigative costs, and only get paid when you do.
Industries We Protect in Lakewood
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Healthcare & Medical: 100% HIPAA-compliant recovery. As Lakewood serves as a regional medical destination (led by St. Anthony Hospital), we handle patient balances with the precision required by current Colorado interest caps.
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Manufacturing & Logistics: B2B recovery for the industrial hubs near 6th Avenue. we resolve complex commercial disputes that threaten your supply chain.
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Colleges & Universities: Supporting local higher-ed footprints with tuition and bursar account recovery that balances firmness with institutional integrity.
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Construction & Trades: Revenue recovery for HVAC, electrical, and general contractors. We turn “work-in-progress” into “cash-in-bank.”
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K-12 Private & Charter Schools: Diplomatic recovery of enrollment and textbook fees for the city’s expanding school choice landscape.
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Accountants & CPA Firms: Recovery of professional service fees. We understand the “net-30” cycle and ensure your expertise is paid for without damaging client rapport.
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Dental: Specialized recovery for general dentistry and orthodontics. High-volume, low-friction results.
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Banks & Credit Unions: Expert handling of delinquent consumer loans and overdrawn accounts using current Colorado garnishment and judgment laws.
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B2B Commercial, Restoration & Waste Management: High-performance recovery for service-based commercial debt where professional mediation is the key to resolution.
The Colorado Compliance Shield: Local Rules Summary
Operating in Lakewood requires a deep understanding of the Colorado Fair Debt Collection Practices Act (CFDCPA) and recent 2026-relevant updates.
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The 3% Interest Cap (SB23-093): On all medical debt, Colorado law now caps interest at 3% per annum. Many agencies fail here, creating massive liability for the original creditor. Nexa is built for this.
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Credit Reporting Restrictions: Under HB23-1126, most medical debt is currently prohibited from being reported to consumer credit bureaus. Our direct mediation approach is the only effective way to recover these funds in the current environment.
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Statute of Limitations: You generally have 6 years to take action on written contracts and liquidated debts. Once this window closes, your legal leverage evaporates.
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Unfair Trade Practices (HB24-1380): Recent laws have strictly prohibited seeking arrest warrants for debtors in civil collection actions. We use asset location and legal judgments, never “debtor’s prison” tactics.
Recent Lakewood Recovery Results
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Medical Specialty (Lakewood/Union Blvd): Recovered $9,450 for a specialty clinic from a patient account 210 days past due. By providing the required itemized statements and negotiating a 3%-interest compliant plan, we secured the revenue in 45 days.
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B2B Manufacturing (6th Ave Corridor): Successfully recovered $14,200 for a logistics firm after a client defaulted on multiple freight invoices. Our mediation avoided a $5,000+ legal battle and settled the debt in full.
Lakewood Business FAQ
1. Is the $15 fee effective for Lakewood B2B accounts?
Absolutely. For local businesses, a formal third-party notice often triggers payment because it signals that the account is moving toward a legal judgment. It is the most cost-effective “first-strike” in the industry.
2. How do you handle medical debt if we can’t report it to credit bureaus?
We don’t rely on “credit dings.” Our strategy focuses on Active Mediation and Legal Enforcement. We use the itemized statement requirements of Colorado law to resolve disputes quickly and move toward payment.
3. What if my debtor lives in Denver or Jefferson County but works in Lakewood?
We track debtors across the entire Front Range. Our skip-tracing and asset-location tools ensure that even if they move, your debt remains a priority.
Secure Your Lakewood Revenue Today
Stop acting as a bank for your delinquent clients. Partner with the Revenue Guards at Nexa.