Nexa Collections

Collection Agencies in Houston, TX

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List of collection agencies in Houston, TX
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Start Recovering Your Houston Revenue Today

Tired of chasing unpaid invoices? Nexa is your dedicated Houston partner for fast, professional, and compliant debt collection. We recover what you’re owed while protecting your brand.

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Your Expert Houston Collection Agency

A full-service collection agency serving the entire Houston metropolitan area. We understand the local economy and the challenges Houston businesses face. We don’t just collect debts; we recover your hard-earned revenue and help you maintain positive cash flow. Our recovery specialists are trained to handle every account with professionalism and ethical precision.

Industries We Serve in Houston

We have specialized expertise in the key industries that drive Houston’s economy.

  • Healthcare & Medical: From large hospital networks in the Texas Medical Center (TMC) to private dental practices, we navigate HIPAA and healthcare collections with sensitivity.

  • Energy & Utilities: We understand the complexities of the oil and gas sector, recovering B2B debt from suppliers, service companies, and partners.

  • Commercial (B2B): We excel at recovering outstanding invoices for manufacturing, logistics, and aerospace companies that rely on the Port of Houston and Johnson Space Center contracts.

  • Small & Large Business: Whether you’re a local HVAC contractor or a large corporation, we provide scalable solutions to manage your accounts receivable.

  • Other Specialties: We also serve property management, senior care, fitness clubs, and educational institutions.

Recent Houston Results 

  • $115,000 Recovered (Healthcare): A Houston-based surgical center recovered outstanding patient-due balances over 120 days past due, improving their revenue cycle significantly.

  • $78,000 Recovered (B2B/Energy): An energy supplier successfully collected on delinquent invoices from a non-responsive corporate client, securing their capital for new projects.

  • $42,000 Recovered (Small Business): A local landscaping company recovered payment for multiple large-scale commercial contracts, saving them from potential payroll issues.

How We Work: Our 4-Step Recovery Process

We make collections simple, transparent, and effective.

  1. Step 1: Secure Account Placement You send us your delinquent accounts through our secure online portal. Our team immediately reviews the files for compliance and supporting documentation.

  2. Step 2: Professional Outreach Our specialists initiate contact, representing your brand with professionalism. If a debtor is hard to find, we use advanced skip-tracing tools to locate them.

  3. Step 3: Compliant Negotiation We work with debtors to resolve the account. This may include payment in full or negotiating a structured payment plan, all while adhering to state and federal laws.

  4. Step 4: Recovery & Remittance We process payments and remit the recovered funds to you on a regular schedule. You only pay a fee if we successfully collect.

Protecting Your Reputation is Our Priority

Your brand is your most valuable asset. A single compliance violation from an aggressive collector can lead to lawsuits and permanent reputational damage.

Nexa is different. We practice ethical, professional, and fully compliant collections. Our team is rigorously trained on all collection laws, ensuring your company is protected. We treat every person with respect, which not only protects you but also achieves higher recovery rates.

Important Texas Collection Laws (For Clients)

As your partner, we manage legal compliance so you don’t have to. Here’s what you should know:

  • Key Regulations: Collection in Texas is governed by the federal Fair Debt Collection Practices Act (FDCPA) and the Texas Debt Collection Act (TDCA).

  • What They Do: These laws are primarily consumer-focused and prohibit harassing, deceptive, or abusive behaviors from third-party collectors (like us). This includes calling at odd hours, making false threats, or misrepresenting a debt.

  • How We Protect You: Nexa is fully compliant with the FDCPA and TDCA. We are also bonded with the Texas Secretary of State, as required by law. By hiring us, you are insulated from the risk of non-compliant collection tactics.

  • Commercial Debt: It’s important to note that B2B (commercial) debt is not covered by the FDCPA. Collection on business accounts is governed by your service contracts and the Uniform Commercial Code (UCC). We are experts in navigating both consumer and commercial collections.

Frequently Asked Questions (FAQs)

  • What is your collection fee? We work on a contingency-only basis. This means there are no upfront costs or setup fees. We only get paid a percentage of the money we successfully recover for you. If we don’t collect, you don’t pay.

  • What kinds of debt do you collect? We collect both consumer (personal, medical, etc.) and commercial (B2B, invoices, etc.) debts. We handle accounts that are 30 days past due to several years old.

  • How quickly will you start working on my accounts? We begin the collection process within 24 hours of receiving your account placements.

  • Will you sue my customers? As a pre-legal agency, our goal is to resolve debts without litigation. If a debtor refuses to pay but has assets, we can recommend legal action with our attorney network, but we will never proceed with a lawsuit without your explicit written authorization.

  • How do I get started? It’s easy. Call us for a free consultation or fill out our short online form. We can have your accounts loaded and working by tomorrow.

 

Stop Waiting. Get Paid.

Don’t let past-due accounts hurt your Houston business. Partner with Nexa and turn your aging receivables into cash.