Nexa Collections

Collection Agency in Wichita | Compliant & Effective

Cost-Smart, Compliant, Reputation-Safe

From Old Town and Delano to College Hill, East Douglas, NewMarket Square, Maize Rd., Kellogg/US-54, I-135, and the air-capital corridor near ICT, unpaid invoices stall growth. We turn receivables into predictable cash with polite, compliant outreach that protects relationships and reviews.

Nexa provides a reputation-safe approach, equipped with all 50-state collections license, offering free credit reporting, free litigation, free bankruptcy scrubs, and zero onboarding fees. Secure – SOC 2 Type II & HIPAA compliant. Over 2,000 online reviews rate us 4.85 out of 5. 

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Why Wichita Teams Switch to Us

  • Tighter cost control: Begin with Fixed-Fee touches (~$15 for five contacts); pay a percentage only when escalation is warranted.

  • Reputation comes first: Respectful, solution-oriented conversations reflecting your brand voice.

  • Real visibility, no guesswork: Clean dashboards, live notes, and your approvals on settlements or reporting.

  • Built for multi-location groups: One partner for Kansas and nationwide recovery with consistent reporting.

Service Types & Pricing (start at any step 1–3)

• Step 1 — First-Party Courtesy Reminders (Fixed-Fee)
We act as your extension with five soft reminders for fresher balances (0–60 days), sent as if these reminders are coming from you. Typical Fee: $15 per account.

• Step 2 — Third-Party Written Demands (Fixed-Fee)
Five professional letters on collection agency letterhead that prompt action while preserving goodwill. Sometimes digital contacts are mixed if permitted by law in that area. Typical Fee: $15 per account.

• Step 3 — Full Third-Party Collections (Contingency)
Persistent, polite phone + digital contact; payment plans and settlements used when helpful. Typical Fee: 40% of amounts recovered. No recovery, No Fee.

• Step 4 — Legal Collections (Contingency, client-approved)
Attorney escalation only after in-depth review; nominal filing fees initiated and reimbursed upon recovery. Typical Fee: 50% of amounts recovered. No recovery, No Fee.

Notes: In Steps 1–2, payments go directly to you; no extra fees. Start at any step (1–3) based on age/amount.



Free: Bankruptcy screening • Litigious-debtor check (to minimize lawsuits) • Latest address check • Credit reporting (if you want and law permits).

Timing matters: Newer accounts recover better—place early.

Most Wichita clients start with Step 2 (Fixed-Fee) and move to Step 3 (Contingency)—low cost first, deeper lift only if needed.

Recent Results in and near Wichita

  • Primary care group (East Harry / Rock Rd.): 121 balances → $22,980 recovered in 41 days via Step 2; another 10% rolled into 3-month plans on Step 3.

  • Apartment portfolio (Old Town / Delano move-outs): 69 files → $17,250 in 52 days using Step 2 → Step 3, after a skip-trace refresh improved right-party contacts by 16%.

  • Aerospace subcontractor (near Spirit / K-15): 44 B2B invoices → 25% same-month on Step 2 with net-10 settlement offers; two six-figure items advanced for legal review.

  • Membership studio (West St. / NewMarket area): 203 past-dues → 29% paid on Step 1 cadence; +14% closed during a Friday-evening Step 3 call block.

Industries We Serve

Small and large businesses, medical, dental (HIPAA compliant), schools/training, utilities, auto, professional services (law/CPA/MSP/SaaS), gyms & memberships, senior living, property management, parking, towing, contractors/home services, manufacturing, and logistics.

How We Work

(This is practical guidance, not legal advice. We tailor to your facts and the latest rules.)

  1. Discovery call to set goals, tone, and guardrails.

  2. Secure placement (simple CSV import; we map fields and rules).

  3. Execution—respectful outreach, settlement options, documented approvals.

  4. Cash in / clarity out—dashboards, timestamps, and outcome notes.

Reputation Protection (Baked In)

  • De-escalation first, with options (pay-in-full, settle, short plan).

  • Audit-ready records for every touch and promise-to-pay.

  • Your controls on cadence, channels, settlement limits, and bureau reporting.

Kansas Collection Law

  • Statute of limitations: Generally 5 years for written contracts and 3 years for oral/open accounts. Track last payment/acknowledgment; place early to avoid time-bar issues.

  • Wage garnishment (after judgment): Typically up to 25% of disposable earnings (or the amount over 30× minimum wage), subject to exemptions.

  • Call recording: One-party consent in Kansas—recording is lawful if one participant consents.
    Practical takeaway: Early placement preserves leverage, options, and compliance comfort.

FAQs

  • What if the debtor moved out of Kansas?
    We operate nationwide (50 states + Puerto Rico)—moves don’t stop recovery.

  • Do I pay if you don’t collect?
    Fixed-Fee (Steps 1–2): small per-account cost for five contacts. Contingency (Steps 3–4): No recovery, No Fee (40%/50%).

  • How do you protect our brand?
    Polite, solution-driven communication, strict compliance, and your approval for settlements and any credit reporting.

  • Why switch from our current provider?
    Expect earlier low-cost touches, clearer dashboards, faster updates, and complaint-resistant scripting—often better engagement in the first 30–45 days.

Ready for a Wichita-specific plan and quote? Contact us—let’s strengthen cash flow without risking relationships.