Nexa Collections

Collection Agencies in Columbus, OH

Directory >> USA >> Ohio >> Columbus

List of collection agencies in Columbus, OH

Need a Collection Agency in Columbus? Contact us

About Columbus

  • Hub: Finance/insurance, healthcare, retail, tech/logistics, higher-ed.

  • Notables: Nationwide, Huntington Bancshares, AEP, Bath & Body Works, Vertiv, CoverMyMeds, Wendy’s (metro), Intel (New Albany).

  • Big employers: State of Ohio, The Ohio State University, JPMorgan Chase, Nationwide, OhioHealth, Mount Carmel, City of Columbus.

  • Famous for: OSU Buckeyes, Short North & Scioto Mile, COSI, Columbus Zoo, Blue Jackets, the Arnold Sports Festival.

Columbus, OH Debt Collection — Faster Recoveries, Protected Reputation

Turn late invoices into predictable cash flow without risking goodwill in Short North, German Village, Polaris, Easton, Dublin, Hilliard, Grandview, and along High St and the I-270 outer-belt.


We collect in all 50 states and Puerto Rico with fixed-fee early steps and contingency when needed—polite, compliant, and brand-safe.

CTA: Want a quick plan and recovery estimate for Columbus? Contact us

Why Columbus Businesses Choose Us

  • Lower cost first: Start with fixed-fee nudges (~$15/account for five contacts) before you ever pay a percentage.

  • What consistently works: Most clients use Step 2 → Step 3 for speed, ROI, and relationship protection.

  • Google-friendly experience: Polite, professional, compliant contact that mirrors your tone.

  • Nationwide reach: One partner for all 50 states + Puerto Rico.

  • Simple start: Upload a CSV; see real-time status and notes.

Recent Results in and near Columbus 

  • Multi-specialty group (Bethel/Sawmill): 160 accounts → 49% paid in 45 days via Step 2; +18% closed with Step 3 plans.

  • Dental network (Grandview → Upper Arlington): 210 mixed-age → 31% resolved on Step 1; +22% settled on Step 3.

  • Home services (Polaris/Easton corridor): 96 finals → $21k recovered in ~60 days, zero complaints.

  • B2B contractor (I-270/I-71): 58 balances → 34% same-month after Step 2, a few reviewed for legal.

How We Work

(Practical guidance, not legal advice. We tailor to your facts and the latest rules.)

  1. Pick your starting step (1–3) by age/amount.

  2. Upload CSV (names, balances, contacts, dates, notes).

  3. Set tone (gentle → firm, always respectful).

  4. We execute + track right-party contact, promises, paid-in-full.

  5. You approve settlements, credit reporting, or legal moves.

Service Types & Pricing

  • Step 1 — First-Party Courtesy Reminders (Fixed-Fee): Five soft reminders for 0–60 days, sent as if from you. Typical Fee: ~$15/account.

  • Step 2 — Third-Party Written Demands (Fixed-Fee): Five professional letters; digital touches where permitted. Typical Fee: ~$15/account.

  • Step 3 — Full Third-Party Collections (Contingency): Polite phone + digital, payment plans/settlements. Typical Fee: 40% of recovery. No recovery, No Fee.

  • Step 4 — Legal Collections (Contingency, client-approved): Attorney escalation after review; filing fees reimbursed upon recovery. Typical Fee: 50% of recovery.

Notes: Steps 1–2: payments go directly to you; no extra fees. Start at any step (1–3). Free bankruptcy screening, free litigious-debtor check, free latest-address check, and credit reporting (if you want and the law permits).

Reputation Protection (Brand-Safe by Design)

  • Courteous scripts, clear options, and de-escalation first.

  • Audit-ready documentation for every touch and promise-to-pay.

  • You set limits on cadence, settlements, and reporting.

Ohio Debt Collection Essentials (In Short)

  • Sue-by timelines: About 6 years (written), 4 years (oral)—track dates/acknowledgments carefully.

  • Wage garnishment (after judgment): Typically up to 25% of disposable earnings or over 30× federal minimum wage, whichever is less.

  • Validation + accuracy: Provide a clear validation notice with a 30-day dispute window; keep balances and ownership accurate.

  • Medical credit reporting: Standards are tighter—confirm current options before reporting.

Industries We Serve (Columbus Focus)

Healthcare & dental (OSU/Riverside/Olentangy), senior living (Dublin/Westerville/Hilliard), home services (I-270 ring), schools & training (Franklin County), auto, utilities & memberships, professional services (law/CPA/MSP/SaaS).

FAQs

Start at Step 3? Yes—common for 90+ day or high-balance files.
Will customers be upset? Our tone is respectful and solution-oriented.
Credit reporting? Only if you want, within current rules.
Multi-location? Yes—all 50 states + Puerto Rico.
What do you need to start? A simple CSV; we’ll map and recommend Step 1–3.