You are not alone. There is a common misconception that a local collection agency will be somehow more effective, provide better service and recover more money from your debtors, versus the one located on the other coast of the country. Not True.
FACT: Location of a Collection Agency does not matter.
Hiring a collection agency is very different from hiring a plumber, cleaner or mover.
- You will never visit a Collection Agency’s office to submit accounts. Instead, you will send your past-due accounts through their secure website right from your home or office.
- Similarly, a local Debt Collector will never personally go to your debtor’s house to collect money. The debt collectors either send collection demands, make collection calls or hire an attorney to recover money. Then why restrict yourself to hire a Collections Agency near your office?
- Have you ever cared to check if your bills like utility or insurance bill were generated locally or from a different city? You don’t. Similarly, debtors don’t care if demands to make payment originate from a local agency or an agency located elsewhere.
Genuine Advice: Stop searching for a “Collection Agency Near Me“. Go for a better collection agency licensed to recover money in your state regardless of their location. Look for an agency which has a higher recovery rate, follows all debt collection laws and cost-effectiveness of their services.
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If a collection agency covers all 50 states, it’s ideal. It does not matter if a Collection Call or a Collection Letter to your debtor originates from your city, verses from New York or San Francisco.
|How to select a Collections Agency for your Small Business?
Therefore, if you are searching for a “Collection Agency near me” then you may be making a mistake. You are not alone, in fact many small businesses have this natural tendency. All that matters is whether or not a Debt Collection Agency is licenced to collect in your state or not.
Only time a local presence matters is when an account gets transferred for legal collections, because a legal suit against the debtor will be filed in the local court, depending on your jurisdiction or county. But, the good news is that almost all good Collection Agencies have a nationwide network of attorneys and their fee is usually the same if you were to go through a Collection Agency or approach them directly. Since Collection Agencies regularly transfer their accounts to local lawyers near you, they are likely to act more seriously when a Collection Agency is involved because it impacts their future business as well.
We hope this article was helpful; regardless you are located in New Jersey or California 😊.
Contact us, and we will connect you to a Collection Agency (for free) which has experience in your industry, delivers higher recovery rates and fully licensed to collect money in your state.