• Skip to main content
  • Skip to primary sidebar

Nexa Collections

  • Home
  • Serving
    • Medical
    • Dental
    • Small Business
    • Large Business
    • Commercial Collections
    • Government
    • Utilities
    • Fitness Clubs
    • Schools
    • Senior Care Facility
  • Contact Us
    • About us
    • Cost

Florida Medical & Healthcare Debt Collection Agency

Hospitals and medical practices in Florida are experiencing a growing problem with those they treat: Patients aren’t paying their bills. This trend does not seem to end or reverse very soon — and it’s causing unease and financial distress for doctors, Nursing homes, LTC’s (Long term care centers), hospitals and medical practices. Hospitals are suffocating under the mounting debt of patients and have been hiring professional debt collectors as their only way out.

Need a Medical Collection Agency: Contact us

 Key services a medical collection agency must offer in Florida:

  • Compliance with Florida Collection Laws and HIPAA Regulations
  • Amicable Patient Communication and Debt Resolution
  • Tailored Collection Strategies for Medical Practices
  • Skip Tracing to Locate Hard-to-Reach Patients
  • Credit Reporting to Major Bureaus When Appropriate
  • Flexible Payment Plan Options for Patients
  • Secure Online Payment Portal for Easy Bill Settlement
  • Regular Progress Reports and Transparent Account Management
  • Pre-Collection Services to Resolve Debts Early
  • Legal Support for Unresolved Cases, If Needed

These services ensure effective debt recovery while maintaining compliance and patient relations.

Florida has one of the highest percentages of senior citizens in the United States. With age often comes more complex healthcare needs and chronic conditions, which can increase the demand for medical services and pose challenges for healthcare providers. Florida’s climate and environment contribute to specific health issues. Heat-related illnesses, tropical diseases, and health effects from hurricanes or flooding can pose challenges to healthcare providers.

Medical debt in the state of Florida

As Florida remains one of the 14 states refusing to accept the federal offer to expand Medicaid to cover the State’s most vulnerable and needy, it now ranks among the states where residents are more likely to have difficulty paying their medical bills.

In 2016 the nonprofit Commonwealth Fund, a health policy think tank and advocate for coverage, published a survey on medical debt in Florida. The survey found that 41 percent of residents had trouble paying their medical bills in the prior year, had medical debt or were contacted by a collection agency about unpaid medical bills.

Although residents of Florida reportedly already had difficulty settling their medical bills, the launch of the Affordable Care Act’s coverage expansions in 2014, worsened the problem as legislators refused to expand Medicaid resulting in mounting unpaid bills, prompting hospitals to seek the assistance of debt collectors or file lawsuits in an attempt to collect old debts even when the statute of limitation had passed.

These methods are not always fruitful as Florida hospitals are still facing extreme difficulties recouping their funds. The fact that Florida does not have any unique medical debt collection laws outside of the Florida statute of limitations which time period can be affected by numerous factors e.g. the 5 year period on debt collection for written contracts and promissory notes and the 4 year period for Oral contracts and open-ended accounts (including credit cards), puts hospitals in an extremely disadvantaged position. The patient’s credit history cannot contain medical debts entry until the invoice due date is 180 days old and the credit report must be removed once the bill is paid off by the patient or their insurance company.

The Aftermath of unpaid medical bills for Hospitals in Florida 

As a result of these numerous unpaid bills, even the most prestigious hospitals are stuck with massive bad debts. In 2015 alone, U.S hospitals accumulated almost $36 billion in unpaid medical bills. And due to the slow nature of lawsuits, the debt just keeps growing.

Many hospitals across the country don’t want to foot the bill any longer and are now experimenting with pre-payment strategies for patients, with a growing number requiring payment before scheduled care and offering no-interest loans.

The trend is expected to make progress in the upcoming years and Hospitals in the state of Florida must follow suit to stay afloat or risk closing their doors. As Florida ranks high when it comes to unpaid medical bills, hospitals will significantly benefit from a system where patients can choose from a variety of options which provides them more time to pay their bills and give certainty to hospitals.

Conclusion

Hospitals in Florida are saddled with numerous unpaid medical bills from patients. Since Florida does not accept the federal offer to expand Medicaid, these bills keep piling up. Florida Hospitals should adopt the new trend and create a payment before scheduling strategy for patients. Pandemics like Covid-19 have put a combined loss of billions of dollars for hospitals in the state.

Hire a Collection Agency

When a patient has failed to pay for 90 days despite all your efforts, hire a Debt Collection Agency without wasting more time.

Collection Letters Service of Collection Agency
  • The upfront cost for 5 Collection Letters is about $15 per account. 
  • Debtors pay directly to you, no other fees. Low-cost option. 
  • Good for accounts less than 120 days past due.
Collection Calls Service of Collection Agency
  • Contingency fee only. No upfront or other fees. 
  • Agency gets paid a portion of the money they recover.  No recovery-No fees.
  • Best for accounts over 120 days. A debt collector calls your debtor many times.
  • If everything fails, a possible Legal Suit is recommended by the attorney. 

 

Filed Under: Medical

Primary Sidebar


accounts receivable

Need a Collection Agency?
Kindly fill this form.
We’ll get in touch with you

    Please prove you are human by selecting the heart.

    Recent Posts

    • Why Cybersecurity Matters for Collection Agencies
    • 11 Ways Dental Practices Can Recover Unpaid Bills (Without the Headache)
    • Credit Bureau Reporting Forbidden on Several Types of Debts
    • Effective Tactics for Regaining Company Assets from Departed Staff
    • Low-Cost, Patient-Friendly Billing for Small Dental Practices
    • Changing Medical Credit Reporting Laws: Urgently Hire a Collection Agency!
    • Disadvantages of Removing Medical Debts from Credit Reports
    • Collection Agency Closure Checklist: Legal, Financial, & Operational Steps

    Featured Posts

    • How to Become a Chartered Financial Analyst (CFA)
    • Collection Agency: Body Shop and Auto Repair Garage
    • Decoding the Unbundling Trend in Healthcare
    Directory of collection agencies

    Note: Nexa is an information portal that helps businesses and medical practices to find a good collection agency at no cost to them. We are not a collection agency. We do not perform any collection activity, nor take payments, nor do any credit reporting. Leads shared with shortlisted agencies with Low Contingency Fee and High Recovery rates.

    Featured Agencies

    • Immediate Credit Recovery (ICR) – Debt Collection Agency
    • Collection Agencies in Middleboro, MA
    • Collection Agencies in St. Joseph, MO

    Copyright © 2025 NEXACOLLECT.COM | All information on this website is for general information only and is not an experts advice. We do not own any responsibility for correctness or authenticity of the information, or any loss or injury resulting from it. Nexa is not a collection agency. Relevant inquiries are contacted by our shortlisted collection agency partner(s)

    X
    Need a Collection Agency?
    Contact Us