Nexa Collections

Collection Agencies in Newark, NJ

Directory >> USA >> New Jersey >> Newark

List of collection agencies in Newark, NJ

Need a good Collection Agency? Contact Us

  • Collection Agency B&A
  • Wave USA, Inc
  • Everett Collection Inc
  • The Debt Masters
  • Kinum
  • Kaplan Group

Tired of chasing payments and getting nowhere? Let’s fix your cash flow.

Feeling the Squeeze? The Pain of Working with the Wrong Partners

We understand how frustrating it is. You delivered a great product or service, but the invoice remains unpaid. Statistics show that a staggering 82% of small business failures are due to poor cash flow management. It’s not just a number on a spreadsheet; it’s stressful, and it stalls your growth.

You may have tried a traditional collection agency, only to be met with new problems:

  • Aggressive tactics that destroyed a long-term client relationship.

  • Exorbitant contingency fees that left you with pennies on the dollar.

  • Zero communication, leaving you wondering what was happening.

  • Reputation damage from unprofessional representatives acting in your name.

It’s exhausting, and it feels like you’re losing on all fronts. You deserve a partner who understands the balance between being firm and being professional.

Don’t Let Your Cash Flow Get Stuck on the Pulaski Skyway

For a Newark business, managing unpaid accounts can feel like being stuck in gridlock on the Pulaski Skyway at rush hour. Everything just stops. Your money is trapped, and you can’t move your business forward. You have plans—maybe to expand your restaurant in the Ironbound, hire a new developer for your tech firm, or add to your fleet near Port Newark—but you can’t, all because that cash is locked up.

Old-world collection methods are the problem. They are often a one-size-fits-all sledgehammer that breaks relationships and charges you a fortune for the privilege.

A Better, More Understanding Approach for Your Newark Business

We’re not a “collection agency.” We are a modern, tech-enabled solution designed for businesses that value their reputation. We built our process because we believe there is a better way. We provide the tools and the team to professionally recover what you’re owed, without the collateral damage.

We’re here to get your revenue moving again, respectfully and efficiently.

How We Bring Relief: Our 4-Step Process

Our flexible process is designed to be low-cost and effective, putting you in control. Most of our clients find success with our popular Step 2 + Step 3 combination.

  1. Step 1: First-Party ($15) We start with gentle, professional reminders sent on your behalf. This often feels like an extension of your in-house accounting team and preserves your client relationship.

  2. Step 2: Third-Party Demands ($15) For a flat $15, our team sends a series of professional, third-party demands. This escalates the seriousness of the matter significantly and resolves many accounts for less than the price of lunch.

  3. Step 3: Contingency (40%) If the fixed-fee steps don’t work, we move to a full-service contingency phase. Our expert team will work the account, and we only get paid if we successfully collect. There are no other fees.

  4. Step 4: Legal (50%) For the most difficult accounts, we can escalate to our network of attorneys. This step is only taken with your full approval.

Why Switching to Us is a Breath of Fresh Air

We built our service to be the solution we always wished existed. We provide relief from the old, broken model.

  • Stop Overpaying for Nothing: Our flat $15 early-stage steps mean you’re not risking hundreds of dollars to collect a debt. It’s a cost-effective way to get results, fast.

  • Protect Your Hard-Earned Reputation: We know your reputation, whether it’s with event-goers at the Prudential Center or diners in Branch Brook Park, is everything. We treat your customers with professionalism, protecting the relationships you’ve worked so hard to build.

  • Compliance & Peace of Mind: We are fully compliant and operate in all 50 states. You get free bankruptcy and litigious client checks with every submission. We take the worry off your plate.

  • Trusted by Businesses Like Yours: Don’t just take our word for it. We are proud to have some of the highest Google reviews in our industry from clients who were relieved to finally find a partner that works.

A Note on New Jersey Commercial Collections

It’s important for business owners to know that the federal Fair Debt Collection Practices Act (FDCPA) does not apply to commercial (B2B) debt. This means businesses have fewer legal protections from aggressive tactics than consumers do.

This makes your choice of partner even more critical. An unethical team can use this lack of regulation to bully your clients, permanently damaging your brand. We are bonded to operate in New Jersey and are committed to ethical, professional outreach that gets results while protecting your good name.

Frequently Asked Questions (FAQ)

What makes you different from a standard collection agency?

We are a modern, tech-forward partner. We don’t use the term “collection agency” because it’s tied to an outdated, aggressive model. We focus on low-cost, fixed-fee options (Steps 1 & 2) first, which is the opposite of agencies that jump straight to a high 40-50% contingency fee. We prioritize your brand reputation and client relationships.

What are your fees again?

It’s simple:

  • Step 1: $15 flat fee.

  • Step 2: $15 flat fee.

  • Step 3: 40% of what we collect (if we collect nothing, you pay nothing).

  • Step 4: 50% of what we collect. Most clients use the powerful and affordable Step 2 + Step 3 combination.

Do you work with businesses in Newark, NJ?

Yes. We work with businesses in Newark and across all 50 states. Whether you are in New Jersey or your debtor is, we can help.

How quickly can I get started?

You can sign up and submit your first account in under five minutes. Our platform is 100% online and built for speed and ease of use.

What is the “free bankruptcy & litigious check”?

When you submit an account, our system automatically scrubs it to see if the debtor has filed for bankruptcy or is a “serial suer” known for suing. This protects you from wasting time and money trying to collect from an uncollectible account or engaging with a high-risk individual.

Ready to Un-Stuck Your Cash Flow?

Stop the frustration. Let us help you recover what you’re owed with a process that is effective, affordable, and protects your reputation.