Nexa Collections

Collection Agencies in Miami, FL

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List of collection agencies in Miami, FL

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Revenue Recovery — Lower Cost, Fully Compliant, Reputation-Safe

From Brickell and Downtown to Wynwood, Doral, Hialeah, Kendall, Miami Beach, Coral Gables, and along I-95, US-1, SR-836 (Dolphin), SR-826 (Palmetto), unpaid invoices squeeze cash flow. We turn receivables into reliable revenue using polite, compliant outreach that protects your brand. We collect in all 50 states and Puerto Rico.

Most clients choose Step 2 (Fixed-Fee) → Step 3 (Contingency) to start inexpensive and add lift only when needed.

Why Switch to Us

  • Lower total cost to collect: Start with Fixed-Fee touches (~$15 for five contacts); pay a percentage only when deeper effort is required.
  • Better visibility, fewer headaches: Clean dashboards, live notes, approvals—you’re never guessing.
  • Reputation protected: Courteous, solution-oriented, compliant contact that mirrors your voice and keeps reviews intact.
  • Highly rated on Google: Consistent results, fast responses, audit-ready documentation.
  • Multi-location ready: One partner for Florida and nationwide with consolidated reporting.

Service Types & Pricing (Start at any step 1–3)

• Step 1 — First-Party Courtesy Reminders (Fixed-Fee)
We act as your extension with five soft reminders for fresher balances (0–60 days), sent as if these reminders are coming from you. Typical Fee: $15 per account.

• Step 2 — Third-Party Written Demands (Fixed-Fee)
Five professional letters on our letterhead that prompt action while preserving goodwill. Sometimes digital contacts are mixed if permitted by law in that area. Typical Fee: $15 per account.

• Step 3 — Full Third-Party Collections (Contingency)
Persistent, polite phone + digital contact; payment plans and settlements used when helpful. Typical Fee: 40% of amounts recovered. No recovery, No Fee.

• Step 4 — Legal Collections (Contingency, client-approved)
Attorney escalation only after in-depth review; nominal filing fees initiated and reimbursed upon recovery. Typical Fee: 50% of amounts recovered. No recovery, No Fee.

Notes: In Steps 1–2, payments go directly to you; no extra fees. You may be able to claim Fixed-Fee as a business expense. Start at any step (1–3) based on age/amount.

Free: Bankruptcy screening • Litigious-debtor check • Latest address check • Credit reporting (if you want and law permits).

Tip: Newer accounts recover better—place early.

Recent Results in Greater Miami 

  • Medical group (Coral Gables / South Miami): 150 accounts → 32% paid in 45 days via Step 2; +15% completed on Step 3 plans.
  • Dental network (Doral ↔ Hialeah): 175 mixed-age → 24% cleared with Step 1; +18% settled on Step 3—zero complaints.
  • Property management (Brickell / Edgewater move-outs): 88 balances → $21k recovered in ~60 days using Step 2 → Step 3.
  • B2B distributor (Medley / Airport West): 60 invoices → 26% same-month after Step 2; select high-balance files screened for legal.

Industries We Serve

Small and large businesses, medical, dental (HIPAA compliant), schools/training, utilities, auto, professional services (law/CPA/MSP/SaaS), gyms & memberships, senior living, property management, parking, towing, contractors/home services, and more.

How We Work

(This is practical guidance, not legal advice. We tailor to your facts and latest rules.)

  1. Free consultation and quick file review (identify quick wins).
  2. Secure placement (simple CSV; we map fields, set tone & guardrails).
  3. We begin—respectful outreach, payment options, your approvals for settlements/reporting.
  4. You get paid—with clear dashboards, timestamps, and outcome notes.

Reputation Protection (Built-In)

  • De-escalation first, respectful scripting, documented consent.
  • Audit-ready records for every touch and promise-to-pay.
  • You control cadence, settlement limits, and any credit reporting.

Florida Collection Law (Very Brief, Useful)

  • Statute of limitations: Generally 5 years for written contracts and 4 years for oral/open accounts. Track last payment/acknowledgment to avoid time-bar issues.
  • Wage garnishment (after judgment): Typically up to 25% of disposable earnings, but head-of-household exemptions can restrict garnishment—strategy matters.
  • Call recording: Florida is an all-party consent state—everyone must consent to recorded calls.
    Practical takeaway: Place earlier to preserve options and stay well within timelines.

FAQs

  • What if the debtor moved out of Florida?
    We operate nationwide (50 states + Puerto Rico)—relocation doesn’t stall recovery.
  • Do I pay if you don’t collect?
    Fixed-Fee (Steps 1–2): small per-account cost for five contacts. Contingency (Steps 3–4): No recovery, No Fee (40%/50%).
  • How do you protect our brand?
    Polite, solution-oriented communication, strict compliance, and your approval for settlements and any bureau reporting.
  • Why switch from our current provider?
    Expect earlier low-cost touches, clearer dashboards, faster updates, and complaint-resistant scripting—often better engagement within 30–45 days.

CTA: Ready for a custom Miami plan and quote? Contact us—let’s turn receivables into results.

About — Miami

Miami is a hub for finance (Brickell), healthcare, hospitality, trade, logistics, and tech, famous for global tourism, PortMiami, and Latin-American commerce. Notable business centers include Brickell City Centre, Miami International Airport/Airport West, and Wynwood’s creative district—a fast-moving market where disciplined cash-flow keeps growth on track.