Collection Agencies in Colorado Springs, CO

Ready to improve your cash flow?

Your Partner for Professional Revenue Recovery in Colorado Springs

We understand the unique economy of Colorado Springs. From the major healthcare networks serving our community to the vital aerospace and defense contractors supporting Fort Carson and the Peterson Space Force Base, consistent cash flow is essential.

We provide a cost-effective, compliant, and reputation-safe solution to recover your past-due accounts. We are an extension of your professional brand, and our high Google review ratings reflect our commitment to respectful, effective service.

About Colorado Springs

“Olympic City USA” is more than just a gateway to Pikes Peak and the Garden of the Gods. It’s a critical hub for national defense, aerospace, technology, and healthcare. Major employers like UCHealth, Penrose-St. Francis, and the various military and aerospace organizations create a dynamic economy. We are proud to serve this community, helping businesses from Downtown to Briargate manage their receivables.

Why Switch? A More Profitable, Less Risky Approach

The old contingency-only model is outdated and expensive. Why pay a 40% fee on an account that’s only 60 days late and just needs a professional reminder?

The Benefits of Our Model:

• Massive Cost Savings: Our $15 fixed-fee (Step 2) service is designed for early-stage accounts. You get 100% of the recovered funds, saving you thousands in unnecessary commissions.
• The Smart Strategy: Most of our clients start with Step 2 to recover money for a low flat rate. Any remaining, stubborn accounts are then escalated to our Step 3 (Contingency) service. It’s the best of both worlds.
• Reputation Protection: We are HIPAA-compliant for our medical and dental partners. Our professional, empathetic approach protects your brand’s reputation, whether you’re dealing with a patient, a client, or a military service member.
• Nationwide Reach: While we offer local expertise in El Paso County, we are licensed to collect in all 50 states and Puerto Rico, providing one simple, compliant solution.
• Total Compliance: Our process includes free bankruptcy screening and free litigious debtor checks to stop problems before they start.

Our Services: The Right Step at the Right Time

We offer a full spectrum of services. You can start at any step, but the “Step 2, then Step 3” strategy is our clients’ most popular and profitable choice.

• Step 1 — First-Party Courtesy Reminders (Fixed-Fee)

  We act as your extension with five soft reminders for fresher balances (0–60 days), sent as if these reminders are coming from you.

  Typical Fee: $15 per account.

• Step 2 — Third-Party Written Demands (Fixed-Fee)

  Five professional letters on our letterhead that prompt action while preserving goodwill. Sometimes digital contacts are mixed if permitted by law.

  Typical Fee: $15 per account.

• Step 3 — Full Third-Party Collections (Contingency)

  Persistent, polite phone + digital contact; payment plans and settlements are used when helpful.

  Typical Fee: 40% of amounts recovered. No recovery, No Fee.

• Step 4 — Legal Collections (Contingency, client-approved)

  Attorney escalation only after in-depth review; nominal filing fees are initiated and reimbursed upon recovery.

  Typical Fee: 50% of amounts recovered. No recovery, No Fee.

Steps 1–2: payments go directly to you; no extra fees. Many clients declare this fixed fee as a business expense, adding to the service’s value. All services include free latest address checks and free credit reporting (where permitted and desired).

Industries We Serve in El Paso County

We work with small and large businesses across the region, including:

• Medical & Dental (Fully HIPAA Compliant)
• Aerospace & Defense Contractors
• Schools, Universities, and Daycares
• Utilities and Municipalities
• Auto Dealers and Repair
• Professional Services (Attorneys, Accountants)
• Gyms and Membership Services
• Senior Living and Home Care
• Property Management and HOAs

Real Results for Businesses Like Yours

• A Colorado Springs dental group near Academy Blvd recovered over $50,000 in 90 days using our $15 fixed-fee (Step 2) program for past-due patient co-pays, saving over $20,000 in contingency fees.
• A B2B tech supplier recovered $21,000 in aged invoices from a corporate client after switching to our Step 3 contingency service.
• A large property manager with units across the city used our Step 2 and Step 3 strategy to reduce their move-out delinquencies by 48%.

A Note on Colorado Law for Creditors

The most critical factor for any creditor in Colorado is the calendar.

• The Statute of Limitations: In Colorado, the statute of limitations for most written contracts (leases, signed agreements, promissory notes) and many other common debts is six years (per C.R.S. 13-80-103.5).
• Why it matters: Once this period expires, your legal right to pursue the debt is generally extinguished. Sending accounts to us long before this deadline preserves all your options and dramatically increases recovery rates. Newer accounts always have better results.

(This is practical guidance, not legal advice. We tailor our approach to your specific facts and the latest rules.)

Frequently Asked Questions

• How do you protect our reputation?

  Our collectors are trained professionals. We seek solutions, not arguments. Our high Google ratings from both clients and debtors are proof that our respectful, compliant process works.

• What makes the $15 fixed-fee (Step 2) so effective?

  It’s the perfect balance of low cost and high authority. A formal letter from a third-party firm shows you are serious and moves your invoice to the top of the payment pile, all without you paying a 40% commission.

• How do we get started?

  It’s simple. Click the contact link below. We can have your account set up and begin working within 24 hours.

Ready to Recover More, Faster?

Let us show you why we are the trusted revenue partner for businesses in Colorado Springs and across the nation.

Contact Us for a no-obligation consultation.