• Skip to main content
  • Skip to primary sidebar

Nexa Collections

  • Home
  • Serving
    • Medical
    • Dental
    • Small Business
    • Large Business
    • Commercial Collections
    • Government
    • Utilities
    • Fitness Clubs
    • Schools
    • Senior Care Facility
  • Contact Us
    • About us
    • Cost

Search Collection Agencies in Utah

Directory >> USA >> Utah

List of collection agencies in Utah.
Need one? Contact us

    • Bonneville Collections  : South Ogden
    • North American Recovery (NAR) : Salt Lake City
    • Outsource Receivables Management : Ogden
    • Mountain Land Collections : American Fork

Debt Collection Laws in Utah

  1. Fair Debt Collection Practices Act (FDCPA): Like all states, Utah is subject to the federal Fair Debt Collection Practices Act. The FDCPA applies to third-party debt collectors and prohibits them from using deceptive, abusive, or unfair practices when collecting a debt.
  2. Utah Consumer Sales Practices Act: Utah does not have a separate fair debt collection law like some states, but the Utah Consumer Sales Practices Act contains provisions regarding debt collection. It prohibits deceptive and unconscionable acts by creditors and third-party collectors in consumer transactions.
  3. Statute of Limitations: As of 2021, the statute of limitations for written contracts in Utah is 6 years, and for open accounts (such as credit cards) and oral contracts, it is 4 years. Once this period has passed, debt collectors cannot sue to collect the debt. Keep in mind that acknowledging the debt or making a payment can restart the statute of limitations.
  4. Wage Garnishment: In Utah, if a creditor obtains a judgment against a debtor, they may be able to garnish wages. Federal law limits garnishment to the lesser of 25% of disposable earnings or the amount by which weekly disposable earnings exceed 30 times the federal minimum wage, and Utah generally follows these limits.
  5. Bank Account Levies and Property Liens: After obtaining a judgment, a creditor may seek to levy a debtor’s bank account or put a lien on property. Utah law provides certain exemptions that may protect a portion of the debtor’s assets.
  6. Communication with Debt Collectors: Under the FDCPA, debt collectors are subject to restrictions on their communication practices. For example, they cannot contact debtors at inconvenient times, harass them, or communicate with third parties about the debtor’s debt without permission.
  7. Exemptions: Utah law provides various exemptions to protect a debtor’s property from being seized to pay a judgment. This includes exemptions for homesteads, personal property, wages, and certain types of income such as social security and retirement benefits.
  8. Licensing and Bonding: As of 2021, debt collectors operating in Utah are required to be registered and bonded.

Because laws can change, it is important to consult a lawyer or legal aid organization to get the most current information and advice on dealing with debt collectors in Utah.

Collection agencies which are licensed in Utah will be able to collect business debt and medical bills all across Utah, including these cities: Salt Lake City, West Valley City, Provo, West Jordan, Orem, Sandy, Ogden, St. George, Layton, South Jordan, Lehi, Millcreek and Taylorsville.

The friendly and knowledgeable staff knows exactly how to collect money from debtors. They know the exact strategy to be used when recovering for a medical practice, small business, or commercial collections. Proper employee training and continuing education is the key to effective debt collection. Data leaks to unauthorized people can be very damaging, therefore, security cannot be taken lightly. Implementation of the latest cutting-edge technology improves collection results drastically.

Primary Sidebar


accounts receivable

Need a Collection Agency?
Kindly fill this form.
We’ll get in touch with you

    Please prove you are human by selecting the plane.

    Recent Posts

    • Why Cybersecurity Matters for Collection Agencies
    • 11 Ways Dental Practices Can Recover Unpaid Bills (Without the Headache)
    • Credit Bureau Reporting Forbidden on Several Types of Debts
    • Effective Tactics for Regaining Company Assets from Departed Staff
    • Low-Cost, Patient-Friendly Billing for Small Dental Practices
    • Changing Medical Credit Reporting Laws: Urgently Hire a Collection Agency!
    • Disadvantages of Removing Medical Debts from Credit Reports
    • Collection Agency Closure Checklist: Legal, Financial, & Operational Steps

    Featured Posts

    • Flat Fee Collection Agency: Written Demands Letter Service
    • How Hospitals can use Data and AI to Improve Patient Care
    • Understanding the California Fair Debt Buying Practices Act
    Directory of collection agencies

    Note: Nexa is an information portal that helps businesses and medical practices to find a good collection agency at no cost to them. We are not a collection agency. We do not perform any collection activity, nor take payments, nor do any credit reporting. Leads shared with shortlisted agencies with Low Contingency Fee and High Recovery rates.

    Featured Agencies

    • Collection Agencies in Santa Rosa, CA
    • Privacy Policy
    • Collection Agencies in Bonita Springs, FL

    Copyright © 2025 NEXACOLLECT.COM | All information on this website is for general information only and is not an experts advice. We do not own any responsibility for correctness or authenticity of the information, or any loss or injury resulting from it. Nexa is not a collection agency. Relevant inquiries are contacted by our shortlisted collection agency partner(s)

    X
    Need a Collection Agency?
    Contact Us