San Francisco, CA — Revenue Recovery That Protects Your Brand
You need cash in, not chaos. We help SF businesses recover what’s owed while keeping relationships intact across SoMa, FiDi, Mission, Marina, Richmond/Sunset, Potrero, Bayview, and the Market St–Embarcadero corridor.
Nationwide coverage: We can collect in all 50 states and Puerto Rico.
Need a Collection Agency? Contact us
What You Get (Real Benefits, Fast)
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Lower total cost to collect: Start with fixed-fee touches (~$15 for five contacts) before paying any percentage.
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Faster recoveries, fewer write-offs: Proven cadence reduces aging and keeps customers open to solutions.
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Reputation protection: Polite, compliant, human outreach that matches your brand voice.
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Less admin for your team: We handle reminders, tracking, and documentation; you stay in control of approvals.
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Clarity you can act on: Real-time notes, promises-to-pay, and outcome reporting.
Recent Results Near You
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Specialty medical (Van Ness / Pacific Heights): 140 accounts → 27% paid in 45 days on Step 2; +18% closed with Step 3 plans.
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Dental group (Noe Valley ↔ Inner Sunset): 190 mixed-age → 20% cleared via Step 1; +23% settled on Step 3.
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Boutique gym (SoMa): 85 finals → $18k recovered in ~60 days, zero complaints.
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B2B SaaS & services (FiDi): 52 balances → 15% same-month after Step 2; a few large files reviewed for legal.
How We Work (Practical, Not Legal Advice)
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Choose the right starting point (Steps 1–3) by age/amount.
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Upload a simple CSV; we map and launch.
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Set tone and guardrails (gentle → firm, settlement limits, any reporting).
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We execute and document every touch and promise-to-pay.
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You approve settlements, credit reporting, or legal escalation.
Service Types & Pricing
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Step 1 — First-Party Courtesy (Fixed-Fee): Five soft reminders for 0–60 days, sent as if from you. Typical: ~$15/account.
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Step 2 — Third-Party Letters (Fixed-Fee): Five professional letters; digital touches where permitted. Typical: ~$15/account.
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Step 3 — Full Third-Party (Contingency): Polite phone + digital, payment plans/settlements. Typical: 40% of recovery. No recovery, no fee.
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Step 4 — Legal (Contingency, client-approved): Attorney only after review; filing fees reimbursed upon recovery. Typical: 50% of recovery.
Notes: Steps 1–2 pay you directly; no extra fees. Start at any step (1–3). Free bankruptcy screening, litigious-debtor check, latest-address check, and credit reporting (if you want and rules allow). Newer accounts recover better—don’t wait.
Compliance Corner (CA Essentials — Short)
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Sue-by timelines: About 4 years (written) and 2 years (oral); track charge/acknowledgment dates.
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Wage garnishment (post-judgment): Typically capped by CA formulas (often up to 25% of disposable earnings, subject to exemptions).
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Validation & accuracy: Clear validation notice with 30-day dispute window; keep balances/ownership precise.
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Medical reporting: Standards are tighter—confirm current options before reporting.
Industries We Serve (SF Focus)
Medical & dental, schools/training, utilities, auto, professional services (law/CPA/MSP/SaaS), gyms & memberships, home services/contractors, startups and tech.
FAQs (Quick Hits)
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Can we start at Step 3?
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Yes—common for 90+ day or high-balance files; no recovery, no fee.
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Will this upset customers?
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We use respectful, solution-oriented contact to protect reviews.
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Do you report to bureaus?
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Only if you want and where allowed—especially important for medical.
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Multi-location across states?
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Yes—all 50 states + Puerto Rico with location-level roll-ups.
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What do you need to start?
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A simple CSV; we’ll map fields and recommend Step 1–3.
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About — San Francisco
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Hub: Tech/software, venture capital, biotech, tourism.
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Notables: Salesforce, Uber, DoorDash, OpenAI, Airbnb (region: Genentech).
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Big employers: City/County of SF, UCSF, Salesforce, Sutter/CPMC, Kaiser, Wells Fargo.
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Famous for: Golden Gate Bridge, cable cars, Alcatraz, Chinatown, steep hills, sourdough.