Stop Letting Unpaid Invoices Stall Your Growth in Yonkers
Yonkers is the gateway to the Hudson Valley, a city defined by resilience and reinvention. From the revitalized Downtown Waterfront district to the bustling retail corridor along Central Park Avenue, business here moves fast. But for too many companies—whether you are a medical practice near St. John’s Riverside or a supplier in the Nepperhan Valley industrial zone—cash flow is getting stuck in the mud.
If you are tired of chasing payments while your receivables age faster than traffic on the Cross County Parkway, you have a problem. The old way of collecting—waiting months and then handing 50% of your money to an aggressive agency—is broken. It drains your equity and risks your reputation in a city where word-of-mouth travels from Getty Square to Ridge Hill in a heartbeat.
We offer the solution: a modern, expert recovery system designed for the specific challenges of the New York market. We stop the bleeding, protect your brand, and get your revenue back where it belongs.
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The Solution: A Smarter Way to Collect in Westchester
New York has some of the strictest debt collection laws in the country. You cannot afford a “cowboy” agency that cuts corners. You need a partner who understands compliance as well as conversion.
Our 4-step model is built to maximize your retention:
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Step 1 & 2 (The Flat-Fee Phase): We start with a diplomatic but firm third-party intervention. For a flat fee of $15 per account, we send official demands that carry the weight of a collection firm without the high cost. You keep 100% of the money recovered here.
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Step 3 (The Contingency Phase): If the debtor ignores us, we escalate to intensive, compliant phone negotiation. We charge a 40% fee only if we succeed.
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Step 4 (The Legal Phase): If litigation is necessary, our network of NY attorneys is ready (50% contingency).
Real Results: Recovering Revenue in Yonkers
We are actively helping businesses across the 914 area code stabilize their cash flow.
Medical Recovery: North Broadway Dental Group
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The Problem: A busy dental practice near Untermeyer Park had $38,000 in past-due patient copays. They were paralyzed by the fear of violating HIPAA or upsetting their community standing.
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Our Solution: We utilized our HIPAA-compliant portal and sent our “Step 2” professional demands.
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The Result: We recovered $26,000 (approx. 68%) within 50 days. By using the flat-fee service first, the practice paid a fraction of standard agency fees, saving roughly $8,000 in commissions.
Small Business Recovery: Saw Mill River Logistics
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The Problem: A commercial parts distributor near Tuckahoe Road was owed $18,000 by local contractors who were leveraging the “slow season” excuse.
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Our Solution: We ran Free Litigious Checks to verify the debtors were active and solvent, then applied immediate third-party pressure.
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The Result: Two major accounts paid in full immediately to avoid credit damage. The client recovered their funds for a total cost of less than $250 in flat fees.
FAQ: Navigating New York’s Tough Legal Landscape
Q: Are you compliant with the “Consumer Credit Fairness Act”?
A: Absolutely. New York State recently tightened its statute of limitations and rules for consumer debt. We strictly adhere to the 3-year statute of limitations on consumer credit transactions and all notice requirements. This protects you from the heavy fines associated with non-compliant collections.
Q: Do you handle B2B debt differently than medical debt?
A: Yes. Commercial (B2B) debt is not subject to the same restrictions as consumer debt in New York. We can be more aggressive with a business debtor on South Broadway than with a patient. However, we always maintain professionalism to protect your brand.
Q: Can you collect if my debtor moves to NYC or out of state?
A: Yes. We are licensed to collect in all 50 states. Whether your debtor moves to the Bronx, New Jersey, or Florida, our recovery process follows them.
Q: How do I know if my old debt is still collectible?
A: New York’s laws are tricky. The statute of limitations for consumer debt is now 3 years, while other contract debts may vary. We provide an initial scrub to tell you exactly which accounts are legally viable before you waste a cent.
Take Control of Your Cash Flow Today
Don’t let unpaid invoices sit idle. Use a system that works as hard as you do.
Click here to Contact Us and start recovering today.