Nexa Collections

Collection Agencies in Tampa, FL

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List of collection agencies in  Tampa, FL

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Recover Your Revenue in Tampa

We help Tampa businesses—from logistics firms near Port Tampa Bay to professional services in the Westshore business district—recover outstanding payments. We understand the unique Hillsborough County market.

Our reputation-first approach is why we’re highly rated on Google: we get you paid without compromising your brand.

A Better Partner for Your Bottom Line

Are you frustrated with your current agency’s aggressive tactics or poor results? We offer a smarter, more professional alternative. We blend cost-effective solutions with a fully compliant process, designed to protect your customer relationships.

  • Protect Your Brand: Our professional, empathetic approach preserves the goodwill you’ve worked hard to build.
  • National Reach, Local Expertise: We can collect in all 50 states and Puerto Rico, but we have deep expertise in the Tampa economy.
  • Maximize Cash Flow: We turn your aged receivables into revenue.
  • Ironclad Compliance: We are experts in Florida’s specific laws (FCCPA), shielding you from risk.
  • Free Added Value: All accounts get free bankruptcy screening, litigious debtor checks (to minimize lawsuits), and free address verification.

About  Tampa

Tampa is a thriving economic hub on the Gulf Coast. It’s a major center for finance and insurance (with employers like USAA and Citi), a leader in healthcare and research (home to Tampa General and Moffitt Cancer Center), and a global gateway through Port Tampa Bay. Its vibrant culture, from Ybor City to its champion sports teams, requires a partner who understands its high standards.

Our Proven, Scalable Process

We offer flexible steps to match your needs. Most of our Tampa clients find success starting with Step 2 (Fixed-Fee), followed by Step 3 for tougher accounts. (This is practical guidance, not legal advice. We tailor our approach to your specific situation and the latest rules.)

  1. Step 1 — First-Party Courtesy Reminders (Fixed-Fee) We act as your extension with five soft reminders for fresher balances (0–60 days), sent as if these reminders are coming from you.
    • Typical Fee: $15 per account.
  2. Step 2 — Third-Party Written Demands (Fixed-Fee) Five professional letters on our letterhead that prompt action while preserving goodwill. We may also mix in digital contacts where permitted by law.
    • Typical Fee: $15 per account.
  3. Step 3 — Full Third-Party Collections (Contingency) Our team uses persistent, polite phone and digital outreach. We negotiate payment plans and settlements to get you paid.
    • Typical Fee: 40% of amounts recovered. No Recovery, No Fee.
  4. Step 4 — Legal Collections (Contingency, Client-Approved) For the most difficult accounts, we escalate to an attorney after an in-depth review, and only with your explicit approval. Nominal filing fees are initiated and reimbursed upon recovery.
    • Typical Fee: 50% of amounts recovered. No Recovery, No Fee.

For our low-cost Steps 1-2, payments go directly to you with no extra fees. (You may also be able to claim this fixed-fee cost as a business expense, making this service even more affordable.)

Remember: Newer accounts have better recovery rates. Don’t wait until a balance is too old.

Industries We Serve in Hillsborough County

We work with small and large businesses across the Tampa Bay area, with deep experience in:

  • Medical, Dental & Healthcare (HIPAA Compliant)
  • Professional Services & Tech
  • Logistics, Transportation & B2B Suppliers
  • Utilities & Auto
  • Schools & Private Education
  • Gyms & Fitness Centers
  • Senior Living & Assisted Living
  • Parking and Towing

Recent Tampa-Area Results

  • $9,400 Recovered for a dental practice near the University of South Florida (USF) from a patient who had ignored 90-day-old invoices.
  • $31,200 Secured for a logistics firm near the port from a corporate account that was disputing freight charges.
  • $12,500 Collected for a B2B service provider in the Westshore district using our Step 2 + Step 3 combination.

A Note on Florida Compliance (FCCPA)

As your partner, we navigate Florida’s complex laws for you. The Florida Consumer Collection Practices Act (FCCPA) is a strict state law that governs how debts can be collected.

A key provision: the FCCPA can apply to original creditors (you), not just third-party agencies. This means an aggressive or non-compliant partner exposes your business to significant legal risk. We are experts in the FCCPA, ensuring all contact is professional and compliant, protecting your reputation and your bottom line.

Frequently Asked Questions

How do we begin? It’s simple. Contact us, and we’ll review your accounts and recommend the best starting step. You can securely place accounts through our online portal.

What makes you different from other agencies? Our commitment to reputation protection, full compliance (especially with FCCPA), and our flexible, cost-effective model. We blend low-cost fixed-fee options (Steps 1 & 2) with a powerful contingency service (Step 3).

Do you handle healthcare accounts? Yes. We are fully HIPAA compliant and understand the sensitive nature of medical billing and Florida’s specific rules.

Why not just use a cheap flat-fee service? Our Step 2 is a powerful flat-fee tool. But for stubborn accounts, you need persistent, professional follow-up, which is what our Step 3 contingency service provides. We offer both, so you get the right tool for the job.

Ready to Improve Your Cash Flow?

Stop wasting time on unpaid invoices. Let us help you recover what you’re owed, professionally and effectively. Contact us for a no-obligation quote.