3 Ways We Improve Your Stockton Cash Flow
Let’s be direct: Chasing unpaid invoices is a drain on your resources. For businesses in Stockton—from agriculture and logistics suppliers near the Port to healthcare clinics—wasted time is wasted money.
You need a partner that doesn’t just collect, but does it in a cost-effective, compliant, and professional way that protects your good name. Our energetic, Google highly-rated process is built to do exactly that.
Here are the three ways we deliver better results for our Stockton partners.
Need a Collection Agency? Contact us
1. We Use the Right Tool for the Job (At the Right Price)
You wouldn’t use a sledgehammer to fix a watch. We don’t use a “one-size-fits-all” approach to your accounts.
- For New Accounts (0-90 Days): Why pay a 40% fee? Our $15 fixed-fee (Step 2) demands are the perfect low-cost tool. They send professional, third-party letters that get immediate attention while preserving your customer relationships.
- For Stubborn Accounts (90+ Days): This is where our contingency-based (Step 3) team takes over. They are polite, persistent professionals who use phone and digital outreach to negotiate payment. No recovery, no fee.
Most of our clients use this Step 2 + Step 3 combo to maximize results and minimize costs.
2. We Protect Your Reputation (and Keep You Compliant)
Your reputation, whether on the Miracle Mile or in your B2B network, is your most valuable asset. Our team protects it by acting as professional extensions of your brand.
But compliance is just as important. In California, the Rosenthal Fair Debt Collection Practices Act (RFDCPA) is incredibly strict. This law is critical because its rules can also apply to the original creditor (you).
Using a non-compliant or aggressive partner exposes your business to significant legal risk. We are experts in the RFDCPA and all federal laws. Plus, our free litigious debtor checks help stop lawsuits before they ever start.
3. We Have a National Reach for a Global Hub
Stockton is a critical hub for logistics and agriculture. Your clients aren’t always in San Joaquin County—they’re often in other states or have moved away.
A local-only agency can’t help you. We can.
We are licensed to collect in all 50 states and Puerto Rico. When a debtor leaves California, our national reach means your money doesn’t disappear with them.
Mini-Case Study: Stockton B2B Supplier
- Problem: A local agriculture supplier near Hwy 99 was owed $28,000 by a corporate client that had moved its headquarters to another state and was ignoring all invoices.
- Solution: The client placed the account with us. We used our Step 3 (Contingency) service, leveraging our 50-state license and national data tools to locate the new CFO.
- Result: Our professional negotiators made contact, validated the debt, and secured payment in full within 45 days.
Industries We Serve
We work with all businesses, but have deep expertise in Stockton’s key sectors:
- Healthcare & Dental (HIPAA Compliant)
- Logistics & Transportation (B2B, Freight, Port-related)
- Agriculture & Manufacturing (Suppliers, B2B services)
- Professional Services
- Schools, Utilities, Senior Living, & Gyms
Frequently Asked Questions
I’ve used other agencies and was not impressed. Why are you different?
A: Because we’re not a “one-trick pony.” Most agencies just hammer accounts with expensive contingency calls. We start with our low-cost $15 fixed-fee program (Step 2), which is more professional and cost-effective. We only escalate to our contingency team (Step 3) when necessary.
Are you HIPAA compliant for our medical/dental practice?
A: Yes. We are fully HIPAA compliant and will sign a Business Associate Agreement (BAA) with your practice. We understand the sensitivity of patient relationships.
My client is in another state. Can you help?
A: Yes. This is our specialty. We are licensed to collect in all 50 states.
Why not just use your $15 fixed-fee service for everything?
A: Our Step 2 is perfect for clients who just need a firm, professional reminder. But for debtors who are actively avoiding you, you need the persistent, professional follow-up (phone calls, payment plan negotiations) that our contingency team provides in Step 3.
Ready to Improve Your Cash Flow?
Stop wasting time on unpaid invoices. Let us help you recover what you’re owed. Contact us for a no-obligation quote.