Mesquite businesses don’t fail because they’re unprofitable. They fail because cash stops moving.
When invoices age past 60–90 days or patient balances sit unresolved, your team ends up financing someone else’s life (or someone else’s business). Nexa helps Mesquite companies and medical practices turn stuck receivables into cash—without burning relationships.
Nexa provides 100% reputation-safe, equipped with all 50-state collections license, offering free credit reporting, free litigation, free bankruptcy scrubs, and zero onboarding fees. Secure – SOC 2 Type II & HIPAA compliant. Over 2,000 online reviews rate us 4.85 out of 5.
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Pricing that’s built for cash flow (read this first)
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Fixed-Fee Recovery: $15 per account (cost-effective outreach; client pays you directly, so you keep 100% of what’s collected).
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Contingency Recovery: 40% (no upfront cost; no recovery = no fee. Rate depends on balance age/size/complexity.)
Why Mesquite AR gets “stuck”
Mesquite sits in the Dallas-Fort Worth engine and has a business mix that naturally creates receivables pressure: healthcare is the city’s largest employment sector (9,602 workers), with large retail and education footprints, and a strong logistics/warehousing presence.
That combination drives common issues:
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Medical & EMS balances: high deductibles, incomplete insurance follow-up, and “I’ll pay next month” loops.
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B2B trade credit: net-30 becoming net-90, disputed POs, partial deliveries, and “approval bottlenecks.”
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Contractor & restoration work: change orders, insurance timing, and homeowner/business misunderstandings.
Our recovery approach (reputation-first, documentation-heavy)
1) Fast account triage (Day 1–2): we confirm balance accuracy, documentation, and the best contact path (email/phone/mail).
2) Diplomatic outreach first: clear, respectful communication that protects your brand and reduces complaints.
3) Escalation that’s controlled (not chaotic): stronger demand cadence, tighter deadlines, and settlement/plan options that keep payments moving.
4) Dispute & compliance handling: we treat disputes seriously—pause, validate, document, resolve.
5) Reporting you can use: status updates that make it easy for your team to see what’s happening and why.
Texas collections rules summary
You asked for “local rules”—Mesquite typically follows Texas + federal collections standards (city-specific collection “rules” are uncommon), so here’s the practical Texas snapshot:
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Validation notice expectations: Federal rules require specific validation information and timing in consumer debt collection communications (Regulation F).
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Texas Finance Code Chapter 392 (TDCA): prohibits threats/coercion, harassment, unfair means, and deceptive/misleading representations.
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Bond requirement for third-party debt collectors: Texas requires a $10,000 surety bond filed with the Texas Secretary of State before engaging in debt collection. (Stating as a rule—no licensing talk.)
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Time-barred debt: Texas consumer debt lawsuits are limited by a four-year statute of limitations in many common situations, and Texas has specific rules for debt buyers collecting time-barred debt.
Recent recovery examples
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Medical balance recovery — $12,480 recovered: A specialty clinic had aging patient balances tied to deductible confusion and slow follow-up. We cleaned documentation, re-opened contact with the guarantor, and structured a short payment plan that closed in weeks.
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Business invoice recovery — $9,650 recovered: A contractor faced a stalled net-30 invoice after “we’re waiting on approval” delays. We applied a firm demand cadence with documentation and a settlement option that got the account resolved without damaging the relationship.
Industries we serve in Mesquite and the DFW corridor
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Manufacturing & Logistics: B2B recovery for invoices, freight, storage, and supply chain disputes.
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Healthcare & Medical: HIPAA-compliant, reputation-safe recovery for hospitals, EMS/ambulance, and specialty clinics. mesquiteecodev.com
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Colleges & Universities: tuition, housing balances, bursar accounts—firm but reputation-aware.
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Dental: dental practices, orthodontics, and specialty dentistry patient balances.
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Restoration, Pool, Contractors: progress billing, change orders, insurance-related delays.
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K-12 Private & Charter Schools: enrollment fees, textbooks, and sensitive family communication.
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Accountants & CPA Firms: recovery of professional service fees with a “net-30” mindset.
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Banks & Credit Unions: delinquent consumer loans, overdrawn accounts, and deficiency balances.
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Construction & Trades: HVAC, electrical, and general contractor receivables.
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B2B Commercial, Waste Management: recurring service invoices and route-based billing issues.
FAQs
Do you handle both B2B and consumer (B2C) accounts?
Yes—commercial invoices and consumer balances, with the right process for each.
Will this hurt our reputation?
Our strategy is diplomatic first, documented always, escalation only when needed.
When should I send an account?
The earlier you act (often around 60–90 days past due), the higher the odds of recovery—before the debtor normalizes nonpayment.