Nexa Collections

Collection Agencies in El Paso, TX

Directory >> USA >> Texas >> El Paso
List of collection agencies in El Paso, TX

Need a Collection Agency: Contact us

  • Central Collection Agency
  • Desert West Recovery
  • Professional Claim Services
  • Advanced Credit Management & Collection Services
  • South Texas Loans
  • Medical Management Services Inc

El Paso Revenue Recovery — Cost-Effective, Compliant, Reputation-Safe

From Downtown and Five Points to Westside (Mesa St.), Eastside (Zaragoza/Montana), Northeast (Dyer/Transmountain), Fort Bliss and Horizon City, unpaid invoices slow cash flow and distract your team.

We turn past-due accounts into predictable revenue with polite, compliant outreach that protects your brand. We collect in all 50 states and Puerto Rico.


Most clients choose Step 2 (Fixed-Fee) → Step 3 (Contingency) for the best blend of low cost and higher lift.

Why Switch to Us?

  • Lower total cost: Start with Fixed-Fee touches (~$15 for five contacts); pay a percentage only when deeper lift is needed.

  • Better outcomes, less friction: Structured follow-ups, payment options, and clear approvals.

  • Reputation protected: Courteous, solution-oriented, and compliant contact that mirrors your voice.

  • Highly rated on Google: Transparent reporting, quick response, audit-ready notes.

  • Nationwide reach: One partner for Texas and beyond (all 50 states + Puerto Rico).

Our Services & Pricing (Multi-Step Approach)

• Step 1 — First-Party Courtesy Reminders (Fixed-Fee)
We act as your extension with five soft reminders for fresher balances (0–60 days), sent as if these reminders are coming from you. Typical Fee: $15 per account.

• Step 2 — Third-Party Written Demands (Fixed-Fee)
Five professional letters on our letterhead that prompt action while preserving goodwill. Sometimes digital contacts are mixed if permitted by law in that area. Typical Fee: $15 per account.

• Step 3 — Full Third-Party Collections (Contingency)
Persistent, polite phone + digital contact; payment plans and settlements used when helpful. Typical Fee: 40% of amounts recovered. No recovery, No Fee.

• Step 4 — Legal Collections (Contingency, client-approved)
Attorney escalation only after in-depth review; nominal filing fees initiated and reimbursed upon recovery. Typical Fee: 50% of amounts recovered. No recovery, No Fee.

Notes: Steps 1–2: payments go directly to you; no extra fees. Start at any step (1–3) by age/amount.

Free: Bankruptcy screening • Litigious debtor check (to minimize lawsuits) • Latest address check • Credit reporting (if you want and if the law permits).


Tip: Newer accounts recover better—place early.

Recent Results in and near El Paso

  • Medical group near UMC (Alameda Ave.): 145 accounts → 34% in 45 days on Step 2; +19% completed on Step 3 plans.

  • Dental network (Westside/Mesa corridor): 170 mixed-age → 28% cleared with Step 1; +22% settled on Step 3—zero complaints.

  • Apartments (Eastside—Zaragoza/Montana move-outs): 88 balances → $23k recovered in ~60 days via Step 2 → Step 3.

  • B2B supplier (I-10/Americas Interchange): 63 invoices → 31% same-month after Step 2; select files reviewed for legal.

Industries We Serve

Small and large businesses, medical, dental, schools, utilities, auto, professional services (law/CPA/MSP/SaaS), gyms & memberships, senior living, property management, parking, towing, contractors/home services, and more.

How We Work

(This is practical guidance, not legal advice. We tailor to your facts and latest rules.)

  1. Free consultation and quick file review.

  2. Securely place accounts (simple CSV; we map fields).

  3. We begin with your tone and guardrails (settlements/reporting only with your approval).

  4. You get paid—with clear dashboards, notes, and outcomes.

Reputation Protection (Built-In)

  • De-escalation first, respectful scripting, and documented consent.

  • Audit-ready records on every touch and promise-to-pay.

  • You control cadence, settlement limits, and any credit reporting.

Important Texas Collection Law (In Short)

  • Statute of limitations: Generally 4 years to sue on many contract debts (including UCC goods at 4 years). Track last payment/acknowledgment.

  • Wage garnishment: Not allowed for typical consumer debts in Texas (exceptions: support, certain federal debts).

  • Call recording: Texas is one-party consent; we follow consent rules.

FAQs

  • What if the debtor left El Paso or Texas?
    We operate nationwide (50 states + Puerto Rico)—relocation doesn’t stall recovery.

  • Do I pay if you don’t collect?
    Fixed-Fee (Steps 1–2): low per-account cost for five contacts. Contingency (Steps 3–4): No recovery, No Fee (40%/50%).

  • How do you protect our brand?
    Polite, solution-oriented communications, strict compliance, and your approval for settlements and any bureau reporting.

  • Can I start at Step 3?
    Yes—common for older or higher-balance files. Many El Paso clients run Step 2 → Step 3 for cost control and lift.

CTA: Ready for a custom El Paso plan and quote? Contact us—let’s turn receivables into results.

About — El Paso

El Paso is known for binational trade with Ciudad Juárez, Fort Bliss, and a diverse economy spanning healthcare, defense, logistics, education, retail, and manufacturing. Major employers include Fort Bliss, El Paso Independent School District, University Medical Center, and The University of Texas at El Paso (UTEP). The city is famous for its border economy, sunny climate, and vibrant food and arts scene.