Directory >> USA >> New York >> Buffalo
List of collection agencies in Buffalo, NY
Need a collection agency? Contact us
- Capital Management Services (CMS)
- Niagara Credit Solutions Inc (NCS)
- Security Credit Systems Inc (SCS)
- ABC Amega Inc
A No-Nonsense Guide to Recovering Unpaid Invoices
Cash flow is the lifeblood of any Buffalo business, from a healthcare supplier on the Medical Campus to a manufacturer near the old industrial core. But what happens when your clients don’t pay? Every unpaid invoice is a drag on your growth.
You have questions. We have direct, no-nonsense answers. We are a specialized firm that helps Buffalo businesses recover revenue, protect their reputation, and stay compliant.
Stop wondering. Start recovering. Contact us for a no-obligation analysis.
Your Buffalo Revenue Recovery Questions, Answered
Q: “My team is already stretched thin. Isn’t this process expensive and time-consuming?”
A: It’s the opposite. What’s expensive is not acting. Every day you let an invoice age, the chances of recovery drop. We designed our model specifically for businesses that don’t have a full-time A/R department.
We are not a high-cost, old-fashioned firm. Our process is built on efficiency. For just $15 per account, our Step 2: Third-Party Demands can resolve your past-due accounts. This fixed-fee approach saves your team’s valuable time for running your business, not chasing bad paper.
Q: “We’re worried about our reputation. We can’t afford bad Google reviews.”
A: This is a critical concern, and we share it. Aggressive, threatening tactics are obsolete and create legal risk.
Our entire process is built on professionalism and compliance. We protect your brand’s reputation in the Buffalo market. We act as a respectful, firm extension of your finance team, not a threat to your hard-won customer relationships. Our high Google reviews are a testament to this fact: we get results while protecting your name.
Q: “How does your process actually work? What are the steps?”
A: Our process is transparent and puts you in control. We built a 4-step framework that you can customize to your needs.
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Step 1: First-Party ($15 Fixed Fee): We act as your in-house A/R team, contacting clients with your brand’s name for a soft, professional reminder.
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Step 2: Third-Party ($15 Fixed Fee): A formal, serious demand is sent from us. For many accounts, this professional nudge is all that’s needed.
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Step 3: Contingency (40%): If the fixed-fee demands don’t work, we move to a full-service, “no-recovery, no-fee” contingency model with persistent follow-up.
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Step 4: Legal Forwarding (50%): For the most difficult accounts, we can escalate the file to our proven network of attorneys.
Most of our Buffalo clients get the best results by combining Step 2 (Third-Party) + Step 3 (Contingency). It’s the perfect balance of low cost and high performance.
Q: “What about compliance? New York has tough laws.”
A: This is our specialty, and it’s why you shouldn’t “DIY” this. New York’s consumer protection laws are some of the strictest in the nation. We are experts in not only the federal FDCPA but also all specific New York State regulations.
We do the work before the work. Every account you send us receives free bankruptcy and litigious checks. This single step protects you from costly legal nightmares before a single call is ever made. We keep your legal risk low while recovering more, in all 50 states.
Recent Results: A Western NY Healthcare Supplier
A healthcare supplier near the Buffalo Niagara Medical Campus was struggling with cash flow. They had over $85,000 in aged receivables (90-120 days old) from various B2B clients, and their internal team was too busy with new orders to chase old invoices.
They used our Step 2 + Step 3 model.
The result: Within 60 days, we recovered $68,000 of their outstanding revenue. Just as importantly, our initial compliance check flagged two of their debtors as being currently litigious, preventing our client from walking into a potential lawsuit. We secured their cash flow and protected their business.
Focus on Growth, Not on Chasing Debt
Your energy is better spent growing your business in Western NY, not stuck in a blizzard of unpaid invoices. You should be focused on the future, not the past. Let us handle the friction of past-due accounts.
Frequently Asked Questions (FAQ)
Q: What size debt do you handle?
We handle all commercial accounts, from small invoices to large six-figure balances. Our low fixed-fee model makes it cost-effective to send us everything, not just the large accounts.
Q: What if the debtor is in another state, not in New York?
No problem. We are licensed and compliant to recover funds in all 50 states.
Q: What information do I need to get started?
It’s simple. We just need the basic debtor information (name, contact info) and the invoice details (amount owed, date of service). You can submit accounts easily through our secure online portal.
Q: How do I place an account?
You can place a single account or upload a large file of accounts in minutes. Our system is built for speed and ease of use.
Q: Do I have to sign a long-term contract?
No. You are not locked into any long-term, binding contracts. You control which accounts you send and when you send them.
Q: What makes you different from a traditional “agency”?
We are not a traditional agency. We are a modern, tech-enabled revenue recovery partner. We don’t use fear or outdated tactics. We use data, professional diplomacy, and a compliant, four-step process that gives you complete control, protects your reputation, and costs a fraction of the old-school model.